yeah but when you look at aig you have to look at the global monster that it really is. Think about the cash in annuities, cash value in life policies, etc. All would go belly up and there would be nothing to pay out. Also not only americans but people across the world. Cause remember when signing those documents at the bottom they have those disclosures.. may lose value, not guaranteed, not fdic covered. Basically no help... so before they lost everything the good old us gave em 85 billion and they did put a clause in there that the exec's of the aig could NOT benefit from it at all. I hate that the gov't has to step in but i don't think one person would not like to see their 401k start going back up.