mag inside, reg outside. i do a 1 and 3. can also do both regulars with 20lb wire on the inside diver. Shouldn’t be an issue with your riggers. Baits are generally tighter to your rigger weights compared to 100+ feet behind your boat with divers. I always just run them right out of the package. Can’t say I have ever took a ring off and I normally glue them down so they don’t come off. Still expect tangles with other divers or long lines but you do get better at preventing them the more you do it.